The United Arab Emirates, with its dynamic economy, high security, sunny climate, and advanced healthcare system, has become one of the most popular retirement destinations for individuals over 55. The UAE Retirement Residency Visa, launched in Dubai in 2020 and now implemented nationally across all emirates, allows foreign retirees to obtain a 5-year renewable residency through investment or proof of stable income. This visa requires no local sponsor and permits family accompaniment. As expert migration consultants at ITCiLand, in this article we provide fully up-to-date information as of November 2025 based on official sources from ICP (Federal Authority for Identity, Citizenship, Customs & Port Security) and GDRFA Dubai. No major changes have been made to the rules in 2025, and the program remains highly attractive.
What is the UAE Retirement Visa?
This is a 5-year renewable long-term residency permit for foreign nationals wishing to retire in the UAE. The original Retire in Dubai program, managed by Dubai Tourism and GDRFA, is now accessible nationwide via the federal ICP platform for all emirates (including Abu Dhabi, Sharjah, Ajman, etc.).
Key benefits:
- Residency without the need for employment or a local sponsor.
- Ability to open bank accounts, purchase property, and drive with a foreign license.
- Access to private and public healthcare systems.
- Free travel within GCC countries (in some cases).
- Potential pathway to Golden Visa or permanent residency in the future.
Eligibility Requirements in November 2025
Applicants must meet one age/work condition and one financial condition:
Age/Work Condition (at least one):
- Age 55 or older, or
- Minimum 15 years of work experience (inside or outside UAE).
Financial Condition (at least one of three options):
- Property Ownership: Ownership of residential property (or portfolio) worth at least AED 1 million (~$272,000) in UAE freehold areas. The property must be fully paid, with a valid Title Deed.
- Fixed Bank Deposit: A fixed deposit of at least AED 1 million in a reputable UAE bank for a minimum of 3 years (non-withdrawable).
- Stable Income: A fixed monthly income of at least AED 20,000 (AED 240,000 annually) or equivalent in foreign currency, from pension, rental, or investment. Must provide a 6-month bank certificate.
Health Insurance: Mandatory for all applicants and dependents — must hold valid UAE insurance with full coverage (minimum AED 100,000 annually).
Family Accompaniment
- Spouse/partner.
- Sons up to 25 years (unlimited if disabled).
- Unmarried daughters (unlimited age).
- Dependent parents (with proof of financial dependency). Family members receive identical residency and can work or study.
UAE Retirement Visa Application Process in 2025
- Gather Documents:
- Valid passport (minimum 6 months).
- Passport photos.
- Police clearance certificate (from country of origin and UAE if required).
- Medical certificate (from authorized UAE centers).
- Proof of financial condition (Title Deed, bank letter, income certificate).
- Health insurance.
- Online application form.
- Submit Application:
- Dubai: Via GDRFA website (gdrfad.gov.ae) or DubaiNow app.
- Other Emirates: Federal ICP platform (icp.gov.ae).
- Can apply from inside UAE (on a valid tourist visa) or abroad.
- Review & Biometrics: Typically 7–30 working days. Fingerprinting and photo at Amer or ICP centers.
- Visa Issuance: Issued electronically; Emirates ID mailed.
Processing time: 2–4 weeks (average 15 working days in November 2025).
UAE Retirement Visa Costs
| Item | Cost (AED) |
|---|---|
| New Application (Main Applicant) | ~6,985 |
| Per Dependent | 3,000–4,000 |
| Renewal | ~6,420 |
| Emirates ID (5 years) | 370 |
| Medical + Insurance (annual) | 5,000–10,000 |
| Agent Fees (optional) | 5,000–15,000 |
Visa Renewal
- Every 5 years, subject to maintaining financial condition and health insurance.
- Apply 30 days before expiry.
- 6-month grace period for renewal.
Benefits of Retiring in the UAE in 2025
- No personal income tax.
- Affordable living costs (Dubai: AED 15,000–25,000/month for a couple).
- Large Iranian community (over 500,000).
- Direct flights from Iran.
- 99% safety rating and modern infrastructure.
- VIP programs like Esnad for retirees.
In 2025, no changes to minimums still one of the simplest long-term residency paths in the Middle East.
Conclusion and Next Steps
The UAE Retirement Visa offers an unparalleled opportunity for a luxurious and peaceful life in one of the world’s safest countries. If you’re over 55 and meet one financial condition, assess your eligibility now. At ITCiLand, we manage the entire process from document preparation to Emirates ID delivery. Contact us today for a free consultation.
